INVESTMENT

Recognize the Characteristics of Stupid Investments

Recognize the Characteristics of Stupid Investments – For those of you who want to start an investment, surely you will try to choose the best investment and of course it is safe and reliable. The following are some of the characteristics of fraudulent investments that you should avoid:

1. The benefits offered are very high
The first characteristic of fraudulent investments is to offer profits or returns that are too high. Sometimes the return or profit is not logical. Basically, the return on long-term investment is around 15 to 20 percent, even that is uncertain.

So, if the benefits offered from the investment are more than that, then it is suspect. To avoid this, you can compare the benefits offered at bank or deposit interest rates. If the benefits offered far exceed the interest and deposits, then the offer could be a fraudulent investment.

Recognize the Characteristics of Stupid Investments

2. Offer short-term benefits
The next feature of fraudulent investments is the offer of short-term profits.

Please note that the basic principle of investment is that the shorter the investment period and the smaller the risk, the lower the profits. On the other hand, the longer the investment period and the greater the risk, the greater the possibility for profit.

In fraudulent investments, you will usually be offered to get big profits in a short time with minimal risk. So, you have to be careful. You can explore the knowledge of the investment itself.

Also Read :Mistakes to Avoid in Gold Investment

3. Problems with legality and licensing
Before the company operates, of course, it must have a valid permit and its legality is known. Likewise for companies that offer investment products. In this case, permission from the Financial Services Authority (OJK) is very much needed and mandatory.

However, fake investments usually run independently and there is no official permit from the OJK. Therefore, before investing, you need to first check whether the investment has received permission from the OJK or not.

4. Investment products are not clear
In fraudulent investments, usually the products offered or even the company you can’t find valid and clear information on through the official website.

Even when you ask for detailed product and fund management explanations, they will give vague and circular answers. In essence, you will be urged to immediately hand over the funds and after that there will be no news. Therefore, you can check the legality on the official OJK website.

INVESTMENT

Mistakes to Avoid in Gold Investment

Mistakes to Avoid in Gold Investment – In starting an investment, there will definitely be mistakes that we shouldn’t face, but don’t worry, there are some things we can do to avoid mistakes in investing in gold.

1. Cash flow is still messy

The most common mistake that novice investors make is cash flow that is not well organized. Cash flow is an increase or decrease in the amount of money held by a business, institution, or individual. This is a very crucial aspect of investing, including gold investment.

Before starting to invest, you should manage your personal finances effectively and efficiently, so you can have a positive cash flow.

“If the cash flow is the other way around, you can’t invest in gold regularly or even invest using ‘hot money’,” said Indra.

Mistakes to Avoid in Gold Investment

2. Does not determine investment objectives

Getting as much profit as possible is one of the main goals of investors. It’s not wrong, but the meaning and benefits of investing are far greater than just chasing money. Without having an investment goal, the profits you want to achieve will be more difficult to achieve. This aspect is useful in determining how much investment risk you can take and will be your mecca while investing.

“In addition, with an investment goal, you can easily determine the investment period and the amount of funds needed regularly to achieve these goals,” said Indra.

Also Read : Types of Gold Investment

3. Choose a digital platform that is not a credible online gold investment provider

In investing in gold online, you must pay attention to the legal aspects of the digital platform provider. Choosing a digital platform that has been registered and supervised by the Financial Services Authority (OJK) can help you keep investing safely.

“One of the digital platforms for gold investment that has been registered and supervised by the OJK is IndoGold. Moreover, IndoGold also cooperates with a trusted digital payment service, ShopeePay,” said Indra.

4. Gold investment for the short term

Using gold as a short-term investment is not recommended. Although gold prices tend to rise in the long term, gold prices fluctuate in the short term because gold is a traded commodity.

According to Indra, gold prices tend to fluctuate because they are influenced by various factors, such as interest rates and economic conditions “Therefore, investing in this instrument will be more profitable if it is applied in the long term, which is at least 5 years,” he said.

Gambling

Get to Know The Most Popular Online Sportsbook Sites

Get to Know The Most Popular Online Sportsbook Sites – Hearing the news of the popularity of online sportsbook gambling games is now no longer surprising, because this game always has its own charm.

If you have heard a word called gambling, it was probably in the past. And at this time we are sure that it is no longer a bad phenomenon, let alone strange in Indonesia. We know that there are already many young parents, men and women, who know what gambling is.

There is nothing wrong with it if there are people who have plans to know and find out what is called gambling. If now it is famous for its online-based gambling. We know like no one knows much about what and how gambling works.

Because it’s like a fact that we have encountered and we ask the public. Many give opinions according to what they know. And to the extent of our understanding, we gathered some in the field and some people we met.

So according to them, we asked them and we became the reference material. They say if what is called gambling for them is. Is as so-called as one of the various types. And that in the end forms a game that can be played by rules and also by prioritizing the lucky factor.

Get to Know The Most Popular Online Sportsbook Sites

But the answer is maybe only people who are limited to sbobet365 gambling. Or even if there are gamblers, they may still be amateur gamblers. That’s because when we asked the same question for a high-class gambling player who of course was already a professional.

Their answers were completely different. This pro level gambler. They mostly say that for them gambling is not just gambling as people think every day. For them gambling can also be said to be their life and their job. Because many of them depend their lives on gambling activities.

Professional Gambler’s View of the Profession They Run

As you know after we walked around a lot and asked questions. And we also do what is called a survey. Although the survey we do is small and for our own sake. Because we are not a survey agency.

If I’m honest, we are made up of young people in Indonesia. Where we are is also nobody. We are mostly people who are not from the capital city of DKI Jakarta. We are children who were chosen to represent our respective villages to be able to meet the president.

And we all take this opportunity and use it. For and also agart that what is called gambling. Indeed, it will never be possible that the name of gambling will never happen again. There is and will appear in our beloved country, the Republic of Indonesia.

What is surprising is why they really have to be powdered. Are they as clean and good people who don’t just know it. Suddenly appeared or appeared in one of the discussions which at that time had indeed become a serious discussion.

Well, while we are from the village and have a mission to find out what will and will be answered later. This is a big celebration for the good people who will eventually become them. Will be very able and will always be ashamed of the behavior they have done before.

INVESTMENT

Types of Gold Investment

Types of Gold Investment – To get a profit, many people start investing in their lives. Investment has many types. There are those who invest by using goods or directly with money

Explanation and Types of Gold Investment

1. Gold Certificate

Gold certificates are one of the precious metal investment instruments that are in great demand by many people. Unlike other types, gold certificates do not focus on physical metals, but rather a certificate. The letter proves ownership of gold in a bank and can be sold at a fairly high price.

Types of Gold Investment

2. Gold Bars

The next type of gold investment is bullion. Gold bullion is the right type of investment for those of you who plan to take long-term investments.

The products are timeless and easy to trade. You can find institutions that offer gold investment anywhere, from Pawnshops or other BUMN agencies.

Also Read :Easy Tips for Choosing Stocks

3. Gold Jewelry

Easy and practical, this type of gold investment is more loved by the lower middle class who do not have access to technology. It’s easy, you just need to buy gold jewelry and store it until the gold price is at its peak.

This method has proven to be profitable and has been used by various levels of society, be it office workers or farmers. Jewelry investment can not be done in the short term.

The reason is, when you buy gold at a jewelry store, you will pay the cost of making gold. If you sell it in the short term, you will not make a profit, because the buyer will only buy the price of gold. By storing gold jewelry in the long term, the price goes up and covers the cost of making the gold paid.

4. Gold Mining Stock

This precious metal investment follows the stock market price. If the gold market conditions are good, the value of the company’s shares will move faster.

The price of gold automatically soared. Even though it is quite profitable, you must remain vigilant in choosing a gold stock company. Make sure the company is registered and has legality from the Financial Services Authority (OJK).

Gambling

Methods of Getting Lots of Online Slot Gambling Bonuses

Methods of Getting Lots of Online Slot Gambling Bonuses – Playing online slot gambling games is not a difficult thing to do, this game is the easiest online gambling game to play.

Of course, in playing the game, all of you will definitely aim for an advantage from the game. There are many advantages that you can get with this game. This game with its many advantages has become a game that is quite famous and popular for you to play. Not only the advantages and even the bonuses are in this online slot machine gambling game.

Methods of Getting Lots of Online Slot Gambling Bonuses

Here are some of the advantages that you can get when playing online slot gambling:

A. Cost Saving

When you play this online slot machine gambling game, automatically the costs are very small. So that your expenses are very small, if you usually have to play gambling, you have to go to a casino located abroad. Which accommodation costs require a very large amount of capital. So if you can switch to playing this online slot machine gambling game. You can also save these costs as your capital to play the game.

B. Get Lots of Bonuses

You can have the opportunity to get various bonuses. Usually the online joker88 slot machine gambling site will provide something that is quite interesting. Where the site will provide an offer in the form of bonuses. There are lots of bonus offers that the site will give you. The bonuses are as follows: Cash Back Bonus, New Member, Referral, Deposit, and there are many other bonuses. You can get all of these bonuses by frequently playing online slot machine gambling on the site.

C. Efficient

This efficient word means easy and easy, in which the game will definitely make it easier for the players. This online slot machine gambling game is also a way out for gambling players who are in the State of Indonesia. Because in this State of Indonesia also cannot get permission to play gambling so that gambling lovers cannot play gambling in a free way. Moreover, for this slot machine gambling game where the game requires a machine that is quite large. So to play it secretly too, it will definitely be something that is quite difficult and difficult for the players to do. So playing online is a very good and appropriate solution and certainly makes it easier.

D. Ease of Transactions

When you play slot machine gambling online, of course you can get an convenience to make a transaction. Where every transaction you make can also be processed quickly by the customer service of the online slot machine gambling site. The party from the gambling site will also process your transaction without delaying time. You can immediately withdraw money from the winnings playing the online slot machine gambling. So if you want to make a withdrawal, you can do it very quickly, without having to take a long time. An ease of transaction facilities will also be provided by the gambling site to gambling players by providing various types of local bank accounts.

Gambling

Increased Chances of Winning Online Slot Gambling

Increased Chances of Winning Online Slot Gambling – The best part about playing online slot gambling in 2019 is that You can enjoy the game on the go.

Casinos make it their business, offering the smartest technology to players, creating websites and mobile apps that can accommodate a variety of games for almost any smartphone or tablet on the market. If a non -moving site offers a slot, there is no reason at all. Switch trips to casinos that offer slots.

What’s more annoying than hitting the jackpot when gambling slots are online but you suspect something is going on with the payment or the device? Who are you looking for? That’s why choosing a casino is very important right – the best online agen mpo slot gambling sites will have 24/7 professional customer support who can answer your queries without delay.

Online slot gambling is not about slamming buttons furiously like you see in casino buildings. There are so many slots on the Internet, with a variety of themes and bets available, making it hard to know what to choose to make money in the long run.

Increased Chances of Winning Online Slot Gambling

Maximum Number Bet

It may seem counter-intuitive to bet so much, but as long as you have the money, choose the total amount of the world’s largest casino available and the maximum bet of coins. Betting more paylines gives you more chances to win, and also you will more often trigger a profitable bonus round. The classic 9 pay line slots may be easy and fun, but they become boring after that and, You might be better off aiming for a 20-30 pay line game for a better chance of winning.

Consider CORPORATE

Before you play, check the real estate for CORPORATE%, if provided. If possible, look for the over 95%. Some online slot gambling will not even be up to 91%, and unless you are deeply tied to the theme of slot games, there is no way to survive in a game with a lower payout.

Don’t Be Bound To One Game

When you start playing online slot gambling, state a portfolio of games, three to five years old, and still play them. Choose one that has good free bonus spins, progressive jackpots, one with lots of Wilds like Sticky and Growing Jungle, and other low-variance games. By playing alternately between games, You will get a better taste of the various games out there, and make sure everything is fresh

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INVESTMENT

Easy Tips for Choosing Stocks

Easy Tips for Choosing Stocks – Currently investing is your first step to determine your own future. There have been many people who invest to get rich quick even though the main purpose of investing is to invest in stocks for our future. Many people fail to invest, not because they don’t understand how to invest. But there are still some people who are wrong in choosing a stock. Here are easy tips in finding the best stocks

1. Use Securities with Small Transaction Fees

In stock investment, investors are required to open a securities account that is facilitated by a securities company. After the account has been created, the next investor must top-up a certain amount of funds to a securities account.

The money in the securities account will function like e-money. This money is what investors use to buy the desired online stocks. So, the transaction costs in question are the costs of buying and selling shares. This fee will be the profit of the brokerage company concerned.

Usually the cost of a security is set to 0.19% for purchases and 0.29% for sales. But there is also only 0.15% for purchases and 0.20% for sales.

2. Calculate the advantages and disadvantages first

There are some stocks that only sell for IDR 50 silver per share, you know! In stock investment, you can only buy in units of lots, where one lot consists of 100 shares. If you buy a lot of shares at a price of only Rp. 50 silver per share, it means that you only need to pay Rp. 5000. You have managed to own your own shares.

No need to buy an expensive one, just choose the one that fits your ability. The formula is to peg a profit of at least 1% of the funds you spend to buy shares.

Also Read :Things to Pay Attention to Before Investing

For example, IDR 5 million for 1% profit worth IDR 50 thousand. If the profit you get can be up to 10% every time the share price goes up you can get at least up to Rp. 500 thousand for free.

3. Choose Stocks Listed on the LQ45 or IDX30 Index

The list of shares issued by the IDX (Indonesian Stock Exchange) is a statistical measure of changes in price movements of a collection of shares, which are selected based on certain criteria.

Well, for beginners who are confused about the first stock purchase, they can choose stocks in the IDX stock index which are members of the LQ45 or IDX30 index. Don’t worry, most of the stocks in the index have very high liquidity.

In addition, the listed companies are also companies with good background and fundamentals.

4. Buying Stocks from Banking or Consumer Goods

After knowing what the LQ45 or IDX30 stock index is, the next step is to choose stocks from banks or companies engaged in consumer goods.

Buying shares from banks and large companies engaged in consumer goods as your first share is the wisest and safest way to experience your first stock playing.

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INVESTMENT

Things to Pay Attention to Before Investing

Things to Pay Attention to Before Investing – When we grow up, you must have spent a lot of money. But as time goes by, more and more people are investing. Most people invest only to get rich quickly. Whereas the essence of investing is to invest in stocks for the future. Here are things you need to do before you invest

1. Determine the Investment Goal

Not knowing the purpose of investment actually makes the investment itself die before it develops because what we have is only enthusiasm at the beginning and stops before getting a return. Therefore, determining investment goals is very important, such as investing because you want to buy a house.

2. Determine the Time Duration to Achieve Investment Goals

How often do we not hear that goals have to be SMART? Well, many people don’t determine the time to achieve it, having a goal without a deadline is what we call dreaming. The right thing is to have seven people who want to buy a car in five years, want to have a business at the age of 30, that’s just a goal, not imagining it.

3. Studying Investment Products

The crucial part is here! Many people invest without knowing what product they are investing in? In what type of asset? Anyway, a high return is good.

Also Read : Investment Suitable For Beginners

Yes, it’s really good if we understand the product. If we are ready, if we know the current market and economic conditions, if we don’t follow suit. However, if we don’t know anything and only think that the return is high, then we are actually digging for our own losses, so study it first.

4. Allocating Investment Funds As Needed

After knowing the purpose, time, and having studied the investment instrument, then determine how much funds we have to set aside to invest. It’s not because we know, that we save money and allocate as much money as possible from income to invest without paying attention to cashflow, debt, insurance, and other important needs. This is actually dangerous for our own finances.

5. Invest

Investing is consistent and improvised. That is, done consistently and learning continuously. Not only on products but also our knowledge of anything related to investment products. The point is to minimize the losses that we can experience. That’s because there is no investment product that does not have losses. However, the good news is that we can minimize losses even though we cannot avoid them.